Production income mapNot personalized advice

Discover lower-risk income setups before premium becomes the trap.

Screen liquid ETFs and quality large caps for cash-secured put or covered-call income above 10% annualized, then compare them with stable cash-yield methods.

Top screened yield

31.2%

Low/moderate rows

Treasury proxy

3.80%

Snapshot

Jul 28, 12:00 AM

Updated Jul 28, 12:00 AM · Static first-release screen while the live scanner deployment is unavailable; verify every quote in your broker before trading.

Min yield10%

Option-income candidates

Delayed option-chain snapshot, current production fallback, and explicit assignment risk.

Static fallback

XLKETFlow risk

Technology Select Sector SPDR · Technology

Sell cash-secured put

Annualized yield

15.9%

Risk score

80/100

Price / strike

$174 / $160

Premium est.

$3.70

Buffer

6.8%

Breakeven

$156

Realized vol

25.1%

Max drawdown

16.2%

Option bid / ask

$3.70 / $4.35

Open interest

2862

Volume

Spread

16.1%

Why it made the cut

15.9% delayed-chain bid annualized option income clears the 10% first-pass hurdle.
6.8% downside buffer before the selected strike is reached.
Sector ETF exposure keeps single-company event risk lower than a single stock.
One-year realized volatility and drawdown remain inside the first-release risk gate.

Check before trading

Confirm executable bid/ask in your broker before trading.
Size each contract against the full 100-share cash obligation.
Assignment means buying shares at strike even if the market falls further.

XLK260918P00160000 · Expiration target 2026-09-18 · 53 DTE · Delayed option-chain snapshotOption quote Jul 28, 12:00 AM

AAPLStocklow risk

Apple · Consumer technology

Sell cash-secured put

Annualized yield

11.5%

Risk score

82/100

Price / strike

$336 / $310

Premium est.

$3.80

Buffer

7.8%

Breakeven

$306

Realized vol

25.0%

Max drawdown

13.8%

Option bid / ask

$3.80 / $4.25

Open interest

Volume

Spread

11.2%

Why it made the cut

11.5% annualized option income clears the 10% first-pass hurdle.
7.8% downside buffer before the selected strike is reached.
Mega-cap liquidity and options depth reduce execution friction versus smaller names.
Historical drawdown is moderate for an equity-option income setup.

Check before trading

Single-stock assignments can gap on earnings, guidance, regulation, or product news.
Confirm ex-dividend and earnings dates before opening the trade.
Cash-secured puts still carry full downside below breakeven.

AAPL260904P00310000 · Expiration target 2026-09-04 · 39 DTE · Delayed option-chain snapshotOption quote Jul 28, 12:00 AM

AAPLStocklow risk

Apple · Consumer technology

Sell covered call

Annualized yield

11.3%

Risk score

82/100

Price / strike

$336 / $360

Premium est.

$4.05

Buffer

7.6%

Breakeven

$332

Realized vol

25.0%

Max drawdown

13.8%

Option bid / ask

$4.05 / $4.40

Open interest

Volume

Spread

8.3%

Why it made the cut

11.3% annualized option income clears the 10% first-pass hurdle.
7.6% upside buffer before the selected strike is reached.
Mega-cap liquidity and options depth support repeatable execution checks.
Risk score remains high enough that premium is not the only reason.

Check before trading

Covered calls cap upside above strike while stock downside remains.
Confirm executable bid/ask in your broker before trading.
Avoid selling through events where you do not accept capped upside.

AAPL260904C00360000 · Expiration target 2026-09-04 · 39 DTE · Delayed option-chain snapshotOption quote Jul 28, 12:00 AM

NVDAStockmoderate risk

Nvidia · Semiconductors

Sell covered call

Annualized yield

31.2%

Risk score

65/100

Price / strike

$196 / $210

Premium est.

$6.55

Buffer

9.0%

Breakeven

$189

Realized vol

36.4%

Max drawdown

20.2%

Option bid / ask

$6.55 / $6.75

Open interest

260

Volume

429

Spread

3.0%

Why it made the cut

High option premium clears the 10% annualized screen with a meaningful upside buffer.
Large-cap liquidity and active options markets support execution checks.
Risk score remains above the first-release minimum despite higher volatility.
Best suited for holders already willing to trim shares above the strike.

Check before trading

Semiconductor volatility is materially higher than cash-like assets.
Covered calls can underperform badly in fast upside moves.
Confirm earnings dates and position sizing before trading.

NVDA260904C00210000 · Expiration target 2026-09-04 · 39 DTE · Delayed option-chain snapshotOption quote Jul 28, 12:00 AM

Stable assets and funds

Concrete cash-like ETFs with live price history, issuer sources, and risk metrics.

Real assets

SGOVlowiShares

iShares 0-3 Month Treasury Bond ETF · Treasury bill ETF

Issuer

Yield guide

3.72%

Price / day

$101 / 0.01%

Risk score

88/100

1y vol / DD

1.07% / 0.46%

Yield guide is anchored to the Treasury-bill proxy instead of a stale static APY.

Tracks very short U.S. Treasury bill exposure.

Low historical volatility makes it a cash-like holding candidate.

Intraday ETF liquidity; underlying portfolio is 0-3 month Treasury bills.

Use issuer SEC yield and broker executable price before placing an order.

ETF shares are not FDIC-insured deposits.

Static fallback snapshot · issuer source linked · price as of Jul 28, 12:00 AM

USFRlowWisdomTree

WisdomTree Floating Rate Treasury Fund · Floating-rate Treasury ETF

Issuer

Yield guide

3.82%

Price / day

$50.51 / 0.05%

Risk score

85/100

1y vol / DD

1.06% / 0.42%

Floating-rate Treasury exposure can adjust with short rates.

Low historical drawdown supports cash-like screening.

Issuer page gives a direct fund objective and risk disclosure source.

Intraday ETF liquidity; floating-rate notes reset with short rates.

Use issuer SEC yield and broker executable price before placing an order.

Floating-rate mechanics can still create small price moves.

Static fallback snapshot · issuer source linked · price as of Jul 28, 12:00 AM

ICSHmoderateiShares

iShares Ultra Short-Term Bond ETF · Ultrashort bond ETF

Issuer

Yield guide

3.95%

Price / day

$50.50 / -0.35%

Risk score

73/100

1y vol / DD

1.23% / 0.67%

Higher yield guide than Treasury-only cash ETFs, with still-low realized volatility.

Useful comparison point for investors willing to accept some credit-spread risk.

Issuer page gives direct fund risk disclosures.

Intraday ETF liquidity; active ultrashort bond portfolio.

Credit exposure is higher than Treasury-only funds.

ETF shares are not principal-guaranteed.

Static fallback snapshot · issuer source linked · price as of Jul 28, 12:00 AM

Stable-yield information center

A practical map for cash buckets, collateral, lending programs, and ETF rails.

Treasury baseline

4- to 26-week Treasury bill ladder

U.S. Treasury

low

Yield guide

3.80%

Liquidity

Matures on schedule; secondary sale possible but price can move.

Principal risk: Backed by the U.S. Treasury when held to maturity.

Access: TreasuryDirect or brokered Treasury bills.

Tax: Interest is generally exempt from state and local income tax.

Best baseline for comparing every other stable-yield idea.

Short maturities reduce duration risk and make reinvestment simple.

Auction settlement and maturity dates need cash planning.Source

Overnight Treasury repo or broker cash sweep

Overnight cash

low

Yield guide

3.65%

Liquidity

Usually overnight or daily liquidity, depending on broker cutoff times.

Principal risk: Depends on repo collateral, sweep bank structure, and broker program terms.

Access: Broker cash sweep, Treasury repo fund, or platform cash-management program.

Tax: Repo and sweep income is generally taxable; Treasury-backed portions may receive fund-specific reporting.

Matches the overnight-cash use case for idle collateral and waiting cash.

Useful benchmark before locking money in CDs or taking ETF duration risk.

Confirm whether the sweep is FDIC-insured bank cash, a money-market fund, or repo collateral.Source

FDIC-insured HYSA or brokered CD ladder

Bank deposits

low

Yield guide

3.35%

Liquidity

HYSA is flexible; CDs lock cash until maturity unless sold or broken.

Principal risk: FDIC insurance applies within coverage limits at insured banks.

Access: Bank account, brokered CDs, or cash-management account.

Tax: Interest is generally taxable at federal, state, and local levels.

Simple emergency-cash bucket with explicit insurance rules.

Good comparison point before accepting market or credit risk.

Promotional APYs, balance caps, and withdrawal rules vary.Source

Source status

Static Discover snapshotTemporary production-safe snapshot used while the live scanner API is unavailable.degraded Cboe delayed option chainOriginal source for delayed option bid/ask, volume, and open interest.operational ETF issuer pagesLinked on stable-asset cards for fund objective, fee, holdings, and issuer risk disclosures.operational

Model boundaries

Universe

Liquid ETFs + quality large caps

Premium source

Cboe delayed, model fallback

Risk gate

55/100 minimum

This production-safe first release uses a static fallback snapshot because Vercel is currently failing new function provisioning for this project.
Option quotes can differ from executable broker prices, especially around earnings, dividends, market stress, and wide spreads.
Stable-yield ideas are method screens. Insurance, tax treatment, liquidity, and account eligibility depend on the user's institution and account structure.

Stock dashboard Methodology

Production income mapNot personalized advice

Discover lower-risk income setups before premium becomes the trap.

Screen liquid ETFs and quality large caps for cash-secured put or covered-call income above 10% annualized, then compare them with stable cash-yield methods.

Top screened yield

31.2%

Low/moderate rows

Treasury proxy

3.80%

Snapshot

Jul 28, 12:00 AM

Updated Jul 28, 12:00 AM · Static first-release screen while the live scanner deployment is unavailable; verify every quote in your broker before trading.

Min yield10%

Option-income candidates

Delayed option-chain snapshot, current production fallback, and explicit assignment risk.

Static fallback

XLKETFlow risk

Technology Select Sector SPDR · Technology

Sell cash-secured put

Annualized yield

15.9%

Risk score

80/100

Price / strike

$174 / $160

Premium est.

$3.70

Buffer

6.8%

Breakeven

$156

Realized vol

25.1%

Max drawdown

16.2%

Option bid / ask

$3.70 / $4.35

Open interest

2862

Volume

Spread

16.1%

Why it made the cut

15.9% delayed-chain bid annualized option income clears the 10% first-pass hurdle.
6.8% downside buffer before the selected strike is reached.
Sector ETF exposure keeps single-company event risk lower than a single stock.
One-year realized volatility and drawdown remain inside the first-release risk gate.

Check before trading

Confirm executable bid/ask in your broker before trading.
Size each contract against the full 100-share cash obligation.
Assignment means buying shares at strike even if the market falls further.

XLK260918P00160000 · Expiration target 2026-09-18 · 53 DTE · Delayed option-chain snapshotOption quote Jul 28, 12:00 AM

AAPLStocklow risk

Apple · Consumer technology

Sell cash-secured put

Annualized yield

11.5%

Risk score

82/100

Price / strike

$336 / $310

Premium est.

$3.80

Buffer

7.8%

Breakeven

$306

Realized vol

25.0%

Max drawdown

13.8%

Option bid / ask

$3.80 / $4.25

Open interest

Volume

Spread

11.2%

Why it made the cut

11.5% annualized option income clears the 10% first-pass hurdle.
7.8% downside buffer before the selected strike is reached.
Mega-cap liquidity and options depth reduce execution friction versus smaller names.
Historical drawdown is moderate for an equity-option income setup.

Check before trading

Single-stock assignments can gap on earnings, guidance, regulation, or product news.
Confirm ex-dividend and earnings dates before opening the trade.
Cash-secured puts still carry full downside below breakeven.

AAPL260904P00310000 · Expiration target 2026-09-04 · 39 DTE · Delayed option-chain snapshotOption quote Jul 28, 12:00 AM

AAPLStocklow risk

Apple · Consumer technology

Sell covered call

Annualized yield

11.3%

Risk score

82/100

Price / strike

$336 / $360

Premium est.

$4.05

Buffer

7.6%

Breakeven

$332

Realized vol

25.0%

Max drawdown

13.8%

Option bid / ask

$4.05 / $4.40

Open interest

Volume

Spread

8.3%

Why it made the cut

11.3% annualized option income clears the 10% first-pass hurdle.
7.6% upside buffer before the selected strike is reached.
Mega-cap liquidity and options depth support repeatable execution checks.
Risk score remains high enough that premium is not the only reason.

Check before trading

Covered calls cap upside above strike while stock downside remains.
Confirm executable bid/ask in your broker before trading.
Avoid selling through events where you do not accept capped upside.

AAPL260904C00360000 · Expiration target 2026-09-04 · 39 DTE · Delayed option-chain snapshotOption quote Jul 28, 12:00 AM

NVDAStockmoderate risk

Nvidia · Semiconductors

Sell covered call

Annualized yield

31.2%

Risk score

65/100

Price / strike

$196 / $210

Premium est.

$6.55

Buffer

9.0%

Breakeven

$189

Realized vol

36.4%

Max drawdown

20.2%

Option bid / ask

$6.55 / $6.75

Open interest

260

Volume

429

Spread

3.0%

Why it made the cut

High option premium clears the 10% annualized screen with a meaningful upside buffer.
Large-cap liquidity and active options markets support execution checks.
Risk score remains above the first-release minimum despite higher volatility.
Best suited for holders already willing to trim shares above the strike.

Check before trading

Semiconductor volatility is materially higher than cash-like assets.
Covered calls can underperform badly in fast upside moves.
Confirm earnings dates and position sizing before trading.

NVDA260904C00210000 · Expiration target 2026-09-04 · 39 DTE · Delayed option-chain snapshotOption quote Jul 28, 12:00 AM

Stable assets and funds

Concrete cash-like ETFs with live price history, issuer sources, and risk metrics.

Real assets

SGOVlowiShares

iShares 0-3 Month Treasury Bond ETF · Treasury bill ETF

Issuer

Yield guide

3.72%

Price / day

$101 / 0.01%

Risk score

88/100

1y vol / DD

1.07% / 0.46%

Yield guide is anchored to the Treasury-bill proxy instead of a stale static APY.

Tracks very short U.S. Treasury bill exposure.

Low historical volatility makes it a cash-like holding candidate.

Intraday ETF liquidity; underlying portfolio is 0-3 month Treasury bills.

Use issuer SEC yield and broker executable price before placing an order.

ETF shares are not FDIC-insured deposits.

Static fallback snapshot · issuer source linked · price as of Jul 28, 12:00 AM

USFRlowWisdomTree

WisdomTree Floating Rate Treasury Fund · Floating-rate Treasury ETF

Issuer

Yield guide

3.82%

Price / day

$50.51 / 0.05%

Risk score

85/100

1y vol / DD

1.06% / 0.42%

Floating-rate Treasury exposure can adjust with short rates.

Low historical drawdown supports cash-like screening.

Issuer page gives a direct fund objective and risk disclosure source.

Intraday ETF liquidity; floating-rate notes reset with short rates.

Use issuer SEC yield and broker executable price before placing an order.

Floating-rate mechanics can still create small price moves.

Static fallback snapshot · issuer source linked · price as of Jul 28, 12:00 AM

ICSHmoderateiShares

iShares Ultra Short-Term Bond ETF · Ultrashort bond ETF

Issuer

Yield guide

3.95%

Price / day

$50.50 / -0.35%

Risk score

73/100

1y vol / DD

1.23% / 0.67%

Higher yield guide than Treasury-only cash ETFs, with still-low realized volatility.

Useful comparison point for investors willing to accept some credit-spread risk.

Issuer page gives direct fund risk disclosures.

Intraday ETF liquidity; active ultrashort bond portfolio.

Credit exposure is higher than Treasury-only funds.

ETF shares are not principal-guaranteed.

Static fallback snapshot · issuer source linked · price as of Jul 28, 12:00 AM

Stable-yield information center

A practical map for cash buckets, collateral, lending programs, and ETF rails.

Treasury baseline

4- to 26-week Treasury bill ladder

U.S. Treasury

low

Yield guide

3.80%

Liquidity

Matures on schedule; secondary sale possible but price can move.

Principal risk: Backed by the U.S. Treasury when held to maturity.

Access: TreasuryDirect or brokered Treasury bills.

Tax: Interest is generally exempt from state and local income tax.

Best baseline for comparing every other stable-yield idea.

Short maturities reduce duration risk and make reinvestment simple.

Auction settlement and maturity dates need cash planning.Source

Overnight Treasury repo or broker cash sweep

Overnight cash

low

Yield guide

3.65%

Liquidity

Usually overnight or daily liquidity, depending on broker cutoff times.

Principal risk: Depends on repo collateral, sweep bank structure, and broker program terms.

Access: Broker cash sweep, Treasury repo fund, or platform cash-management program.

Tax: Repo and sweep income is generally taxable; Treasury-backed portions may receive fund-specific reporting.

Matches the overnight-cash use case for idle collateral and waiting cash.

Useful benchmark before locking money in CDs or taking ETF duration risk.

Confirm whether the sweep is FDIC-insured bank cash, a money-market fund, or repo collateral.Source

FDIC-insured HYSA or brokered CD ladder

Bank deposits

low

Yield guide

3.35%

Liquidity

HYSA is flexible; CDs lock cash until maturity unless sold or broken.

Principal risk: FDIC insurance applies within coverage limits at insured banks.

Access: Bank account, brokered CDs, or cash-management account.

Tax: Interest is generally taxable at federal, state, and local levels.

Simple emergency-cash bucket with explicit insurance rules.

Good comparison point before accepting market or credit risk.

Promotional APYs, balance caps, and withdrawal rules vary.Source

Source status

Model boundaries

Universe

Liquid ETFs + quality large caps

Premium source

Cboe delayed, model fallback

Risk gate

55/100 minimum

This production-safe first release uses a static fallback snapshot because Vercel is currently failing new function provisioning for this project.
Option quotes can differ from executable broker prices, especially around earnings, dividends, market stress, and wide spreads.
Stable-yield ideas are method screens. Insurance, tax treatment, liquidity, and account eligibility depend on the user's institution and account structure.

Stock dashboard Methodology